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Fraudulent scholarship operations often use official-sounding names containing words such as federal, national, administration, division, federation and foundation. Their names often a slight variation of the name of a legitimate government or private organization. Do not be fooled by a name that seems reputable of official, an official-looking seal, or a Washington, D.C., address

If you win a scholarship, you will receive official written notification by mail, not over the telephone. If the sponsor calls to inform you, it will follow up with a letter in the mail. If a request for money is made over the phone, the operation is probably fraudulent

Be wary if an organization's address is a post office box number or a residential address. if a bona fide scholarship program uses a post office box number, it usually will include a street address and telephone number on its stationary.

Beware of telephone numbers with a 900 area code. These may charge you a fee of several dollars a minute for a call that cound be a long recording that provides only a list of addresses or names.

A dishonest operation may put pressure on an applicant by claiming that awards are on a first-come, first-served basis. Some scholarship programs give preference to early applicants. However, if you are told, especially over the telephone, that you must respond quickly, but you will not hear about the results for several months, there may be a problem.

Be wary of endorsements. Fraudulent operations claim endorsements by groups with names similar to well-known private or government organizations. The Better Business Bureau and other government agencies do not endorse businesses.

If an organization requires that you pay something for a scholarship and you have never heard of it before and cannot verify that it is a legitimate operation, the best advice is to pay nothing. If you have already paid money to such an organization and find reason to doubt its legitimacy, call your bank to stop payment on your check, if possible, or call your credit card company and tell it that you think you were the victim of consumer fraud.

To find out how to recognize, report, and stop a scholarship scam, contact:

The Federal Trade Commission
600 Pennsylvania Avenue, N.W.
Washington, D.C. 20580
Web site: www.ftc.gov

The National Fraud Information Center can be contacted by phone at 800-876-7060 or online at www.fraud.org. The Better Business Bureau maintains files of businesses about which it has received complaints. You should call both you local BBB office and the BBB office where the organization in question is located; each local BBB has different records. Call 703-276-0100 to get the telephone number of your local BBB or log on to www.bbb.org for a directory of local BBBs and downloadable BBB complaint forms. The national address is:

The Council of Better Business Bureaus
4200 Wilson Boulevard, Suite 800
Arlington, VA 22203-1838

There are many wonderful scholarships available to qualified students who spend the time and effort to located and apply for them. However, it is advised that you exercise caution in using scholarship search services and when you must pay money, always use careful judgement when considering a scholarship program's sponsor.

Bring Nonverbal Imagery To Consciousness, Establish The Imagery-language Connection

The Talkies� program aligns with a theory of cognition, Dual Coding Theory, and through sequential steps brings the nonverbal code of imagery to consciousness.

Jul 28, 2009 � Talkies�

The Talkies� program aligns with a theory of cognition, Dual Coding Theory, and through sequential steps brings the nonverbal code of imagery to consciousness. The goal is to engage the individual to consciously create and access mental representations and stimulate his or her awareness of the imagery-language connection. Talkies� is not intended to diagnose or be an exclusive treatment for speech-language pathology and audiology disorders.

Talkies� is a primer to the Visualizing and Verbalizing� (V/V�) program, and the goal of Talkies� instruction is to develop mental imagery as a base for language comprehension and expression. Talkies� is especially helpful for students who need simple, smaller steps of instruction to establish the imagery-language connection. Talkies� instruction may benefit students with prior third-party diagnoses of expressive language delays or autism spectrum disorders.

Goals

The goals of Talkies�, primer to the Visualizing and Verbalizing� program, are to:

� Bring nonverbal imagery to consciousness
� Establish the imagery-language connection
� Increase oral vocabulary
� Improve language comprehension and expression

More Information:
http://www.lindamoodbell.com/
http://inforequest.lblp.com/

Did You Know?

$8,019 is the per-pupil expenditure on elementary and secondary education nationally in 2003. The District of Columbia ($13,328) spent the most among states or state-equivalents, followed by New Jersey ($12,202), New York ($12,140), Connecticut ($10,372), and Vermont ($10,322).

The word "sneaker" was coined by Henry McKinney, an advertising agent for N.W. Ayer & Son.

Workforce development at two-year colleges is the fastest growing area of college services in many states. A survey of community college funding found: 19 states used state funds from their community college appropriation; 32 states used funds from other state agencies (these include state departments of labor, vocational education, economic development, commerce, and human resources); and 31 states used non-state funds.

$74,602 is the average annual earnings of workers age 18 and over with an advanced degree. This compares with $51,206 a year for those with bachelor’s degrees, $27,915 for those with a high school diploma only and $18,734 for those without a high school diploma.

In 2001 the richest woman was Liliane Bettencourt, the daughter of L'Oreal's founder. She has a net worth of $14 billion (depending on how the stock market did today).